Basic valuation coverage at $0.60 per pound means that if an item is damaged or lost, the most the mover pays is sixty cents for every pound that item weighs — not its purchase price or its replacement cost. A 50-pound television is covered up to $30. A 150-pound dresser is covered up to $90. It is included with every Stallion move at no extra charge, but it is not full replacement-value protection.
Our coverage page sets out Stallion’s policy. This guide explains what the number means in everyday terms, and what that tells you to do before the move.
The Arithmetic
The calculation is the weight of the damaged article multiplied by $0.60 (or $1.32 per kilogram). It applies per article, so each item is calculated on its own weight.
- A 40 lb side table: 40 × $0.60 = up to $24
- A 60 lb flat-screen television: 60 × $0.60 = up to $36
- A 150 lb solid-wood dresser: 150 × $0.60 = up to $90
- A 2 lb ceramic vase: 2 × $0.60 = up to $1.20
Why It Works by Weight
Weight-based valuation is common in the moving industry because it is simple and predictable: everyone knows the rule in advance, and nobody has to agree on what a ten-year-old couch is worth. The trade-off is plain from the examples above — light, valuable items are covered for very little.
That is why the same rule shows up in advice about what to carry yourself. Jewellery, a laptop or a small piece of art might weigh almost nothing and be worth a great deal.
Valuation Is Not Insurance
Basic valuation coverage is a limit on what the mover is responsible for under your moving agreement. It is not an insurance policy, and it is not a promise to replace what is damaged. Your mover’s own business insurance is a separate thing again, covering the company rather than your belongings.
Your home or tenant insurance may already cover your belongings in transit. Policies vary widely, so call your insurer before the move and ask directly.
Questions to Ask Your Insurer
- Are my belongings covered while they are being moved by a professional mover?
- Is there a limit or deductible for items in transit?
- Are high-value items such as jewellery, art or instruments covered separately?
- Does the cover apply at the new address from the move date?
- Do I need to tell you before the move?
What to Do About High-Value Items
Tell your mover about high-value, heirloom and specialty items before the move — when you get your quote is best. It lets the crew plan how they are wrapped, carried and loaded, and it gives you time to decide whether to carry an item yourself, arrange separate cover, or have it professionally crated.
Small valuables, important papers, medication and cash should travel with you in any case.
How Packing Affects a Claim
Items you pack yourself are harder to assess if they arrive damaged, because nobody else saw how they were wrapped. If fragile items matter to you, having them professionally packed — even just the kitchen and the china cabinet — is one of the most effective ways to protect them.
If Something Is Damaged
Note any visible damage on the Bill of Lading before the crew leaves, take photographs, and keep the damaged item and its packing. For a Stallion move, written notice goes by email to claims@stallionmovers.com within three calendar days of the move; claims are processed only after the invoice has been paid in full, under the terms of your moving agreement.
Most moves happen without a claim, and good wrapping and careful handling are the real protection. Knowing what $0.60 per pound covers simply tells you which items deserve a little extra planning.